A Life Lesson Learned from a Thomasville Chair

2019 contained a lost summer for my wife and me.  We decided to move from home-ownership to the rental world temporarily, in defiance of all conventional advice regarding balance sheet/net worth/equity/tax benefits, yada, yada, yada.

For a couple of months, we battled the remorse of leaving a large comfortable home on the 10th fairway of a semi-private golf course with this as a “backyard”:

We bought the house new 19 years ago, the 10th house built in what became a 400+ home golf -course-centric subdivision.  It was a nice stay.

But we faced an expensive upgrade or go.  We decided to go – let the next owners endure the inconvenience and expense.

We’ve both been surprised at how quickly we got over the remorse as we’ve finally settled into a very comfortable home 2/3 the size of the one we left.

June through August was lost to making the move, a lot of which we did on our own in the midst of one of the hottest Colorado summers on record. (Note to self: don’t EVER try that again!).

We anxiously waited for offers to come in on the house as we began the move, risking having to pay rent plus mortgage for an extended period.

We were lucky –  the overlap was minimal.

We came close to catching the peak of a hot real estate market that we sensed was running its course, missing the absolute peak by about six weeks.  So we did OK in maximizing our “equity capture.”

A moving experience

You’ve heard or read the stories of what it’s like to downsize, purge, declutter, etc.  We are not, and never have been extravagant or major accumulators.  But 49 years of marriage and family-living creates a mind-warping collection of “stuff”.

Un-stuffing is tough – and not a lot of fun.

NEWSFLASH: Nobody wants or needs your “stuff”.

Our purge was spread over 45 days of innumerable trips to Goodwill, ARC, Salvation Army along with numerous large curbside collections of “un-donatables”.  Somehow we made what remained all fit into this smaller home.

It’s still way too much stuff.  It’s hard to imagine another 1/3 to 1/2 downsize for our next – and likely last – move.

Did we learn anything?

This morning, in my cramped office, I found myself reflecting back on the experience and wondering:  “Was there a life lesson in this drawn-out event?”

Don’t ask me to explain it, but my thoughts went to a Thomasville chair – a white-on-white, $1,200 (Y2K dollars), 4’x6’ chair-ottoman combination (the picture at the top is the real thing) that sat in our master bedroom for 19 years.

We estimate it experienced either one of our behinds less than 20 times in those 19 years! Seriously.

How hard was it to let go of emotionally?  Near zero!

Was it hard to get rid of physically?  Yep.  No Craig’s List responses.  Upscale consignment store laughed us out the front door: “Uh, 4’x6’, white-on-white?  What century are you from?”

Oh, and you may already know that ARC, Salvation Army, Goodwill, et.al  aren’t keen on taking furniture.  We got creative at finding alternate access and dumping some lesser stuff at night.

We considered putting the chair curbside with a $50 sign on it, thus ensuring it would be stolen in the night, but our egos and a sliver of respect for our neighbors killed that idea.

So, in her perennially persistent manner, my wife found a “lesser” consignment store who agree to take it.

It went on the consignment floor for $199 with a written contract that stipulated a declining price each month along with a usurious percentage of the proceeds and the agreement that if not sold within three months, it would be given away or otherwise disposed of.

Well, surprise, surprise – it sold!  On the day it hit the final reduced price on the floor – from which our proceeds were zero!

Scammed. Hoodwinked. Gullible. Hijacked.  These are just a few of the words that came to me when we received the notice.

But then I rethought those retorts.  What made me think I needed a $1,200 name brand chair that got sat in maybe once every six months for 19 years anyway?

You’ve come a long way – maybe!

As I looked around our current digs with its reduced footprint but still way too much “stuff”, my thoughts drifted to my maternal grandparent’s 1200 sq.ft. concrete house that they built by hand when they homesteaded in southeastern Wyoming 110 years ago (the real house pictured below).

They lived in a dugout for a year while they built the house. During much of that building year, they carried water by hand from a neighbor’s well a half-mile away as they dug their own well.

They occupied that house until they died.

They delivered four children there (one lost to scarlet fever as a teenager) and scratched out a bare subsistence on 160-acres of hardscrabble land granted them by the government to attract them to come further west from Nebraska.

I spent lots of time in that house growing up although our family lived in town ten miles away.  I remember grandma pumping water by hand in her modest kitchen and cooking and baking on a coal-fired cast iron stove.  Gramps was dawn to dusk, 7x, keeping animals alive and tools working and taking from the animals what they innocently relinquished.

The house was heated, quite poorly, by burning coal in a pot-belly stove in a small living room. Winters were an adventure.

Entertainment was a radio. Social life was all about church in a nearby settlement with a population of 6 by day and 4 by night – the pastor and his family of four and two grain elevator workers who showed up daily for work.  The grain elevator sat by a small railroad we called BF&E – Back and Forth Empty – which it mostly was.

No indoor plumbing at my grandparent’s concrete house until 1958 (my sophomore year), the same year President Ike started building the Interstate highway through the state.

Refrigeration was an icebox that literally had a block of ice in the top and, at best, just kept things cool.  But if you grow, kill, extract, or fetch most everything you eat on a near-daily basis, you don’t concern yourself much with refrigeration.

Maybe all this is at the root of my mild embarrassment over my riches.

With virtually nothing, they got along just fine. They were happy, God-fearing and dedicated family folks that never harmed a soul and helped many.   They did die early, literally worn out – but at peace.

Disposal, after they were gone, didn’t involve anything resembling a 4’x6’ white-on-white unused albatross.  In fact, most of their belongings, from what I can recall of them, may well have fit in that same 4’x6’ space.

So, yeah, I guess there’s a life lesson in all this.  Don’t we all get there eventually? 

It’s just stuff; accumulation and an eventual headache; an unhealthy attachment to the temporal;  a keeping up with/ahead of the Joneses; a satisfying of a comparison complex.

Pick your psychic poison!

You’ve heard the cliché “you never see a U-haul behind a hearse”.  I’m asking whoever is left of my family, should any outlast my 112.5 years, to violate that “never”.  I want a small trailer to back up to my gravesite, tilt-up and slide a few items on top of my coffin:  my 1966 Gibson Hummingbird guitar, my 1990-vintage Sage fly rod and my Ping putter.  Oh, maybe I would include 200-300 books I’ve read that I guarantee, nobody else would bother with.

Because that’s really what I’d like to move my life to – that simplicity.  I recall when my dad died at 81, everything he owned took up only a 12×12 spot in his son-in-law’s airplane hangar.  I took from that modest pile his ubiquitous pocket knife, the weather barometer he looked at every day and a handful of antique carpentry tools that he had inherited from his father.

These round out the memory.

So if I ever am tempted to buy another $1,200 4’x6’ name-brand anything, I’ll simply grab Dad’s pocket knife and nick myself with it to return me to sanity and simplicity.

Thanks, Dad, for the simplicity mindset – and the antidote.

Best wishes for 2020!

Thanks for being a loyal subscriber and reader in 2019!  

Wishing you the happiest of holiday seasons.

Gary Allen Foster

www.makeagingwork.com

 

Why Your Free Time In Retirement Doesn’t Feel Right.

 

What are the chances that the following statement would be found in any of a financial planner’s training manuals?

“Ironically, jobs are actually easier to enjoy than free time, because like flow activities they have built-in goals, feedback rules, and challenges, all of which encourage one to become involved in one’s work, to concentrate and lose oneself in it.  Free time, on the other hand, is unstructured, and requires much greater effort to be shaped into something that can be enjoyed.”

This little slice of advice comes from Hungarian-American psychologist Mihaly Csikszentmihalyi (henceforth, for obvious reasons, referred to as Mr. C), considered one of the co-founders of positive psychology and originator of the psychological concept of “flow”, a highly focused mental state conducive to productivity.

When you’ve been hanging out in the self-development world for multiple decades and plowed through several hundred books in that genre as I have, you are bound to bump into Mr. C repeatedly and his concept of “flow”.

You may be more familiar with another common description of “flow”.  It’s often called “being in the zone”.  It’s Michael Jordan going off for the playoff record 63 points; it’s a pro-golfer shooting 59; it’s you when you become so immersed in something you love that time disappears and the work just simply flows without much effort.

In Mr. C’s words, flow is “a state in which people are so involved in an activity that nothing else seems to matter; the experience is so enjoyable that people will continue to do it even at great cost, for the sheer sake of doing it”

He went on to say: “The best moments usually occur when a person’s body or mind is stretched to its limits in a voluntary effort to accomplish something difficult and worthwhile.”

That’s the “flow” mental state.

When he published his book “Flow” in 1990, his findings pushed back against conventional wisdom.  That conventional wisdom, which still prevails today, is that relaxation will make us happy.  Less work and more leisure are what we want.

Mr. C’s research revealed that we have that wrong.  He found that people were happier at work and less happy relaxing than they suspected.  The more “flow” experiences a person has in a week or month the higher the person’s life satisfaction.

He takes this perspective further:

“Ironically, jobs are actually easier to enjoy than free time, because like flow activities they have built-in goals, feedback rules, and challenges, all of which encourage one to become involved in one’s work, to concentrate and lose oneself in it.  Free time, on the other hand, is unstructured, and requires much greater effort to be shaped into something that can be enjoyed.”

Human beings, it appears, are at their best when engaged deeply in something challenging.

Boredom ahead

As I’ve engaged soon-to-be-retired executives with my retirement coach hat on, many express concern about becoming bored.  They know that going from 110 miles an hour to a near full stop isn’t going to work for them.  Several post-retirement execs have confirmed that it’s a legitimate concern.

Steve, a newly retired hospital CEO, found his new free time a nice change.  But after a year he began to miss some of the challenge, identity, and structure that came with his high-profile management role.

He had no shortage of volunteer activities come his way but found most of them “shallow” in nature, lacking the type of “deep work” he had been accustomed to and that occasionally took him to a flow state.

We talked about a “middle-ground”, finding a project that he valued enough that he could see himself experiencing a taste of the deep work he retired from and balancing it with taking advantage of the new free time.  He has a shortlist of projects under consideration.

It occurred to me as I revisited Mr. C’s flow state theory that this is a concept that is non-existent in retirement conversations.  Can you imagine a financial planner suggesting to a client that s/he should consider remaining in some level of a “deep work” state while retired?

But then, that’s easy to understand why they wouldn’t.  Financial planning was started by insurance salesmen and they are trained to sell products.  At the core, their goal is to help people move away from that nasty four-letter word called “work”. I suspect there isn’t much training in psychology, the metaphysical, mind/body, or the understanding of the importance of flow in life satisfaction.

My inference is simple: traditional, vocation-to-vacation retirement takes us away from a proven life-sustaining activity – structured, goals-based, flow-state deep work – and into a world that erroneously links relaxation and shallow work to happiness.

The act of going deep orders the consciousness in a way that makes life worthwhile.  Flow generates happiness.

Can We Become Age-agnostic? Do Your Part – Be a “Perennial”.

Image by Mabel Amber from Pixabay

The deeper I get sucked into this vortex of dialog about aging – older vs elder, saging versus aging, retirement versus rewirement, etc., etc., ad nauseum – the more I sense that we are creeping to the edge of an age-agnostic era.

What does that mean?  It means that instead of our identity being tied to a number it will be tied to how we choose to pursue our life.

Show of hands:  how many of you mid-lifers and beyond would find that refreshing?

Hey, Martha – I just met the coolest guy who retired from managing large medical practices.  He’s now working with health clinics in our community to organize activities to get people walking on a regular basis to combat rampant obesity and Type 2 diabetes.

How old is he?  I don’t know, Martha – I didn’t think to ask.  I suppose he may be 65-ish or more, don’t you imagine?  After all, he did say he recently retired.  For all I know, he could be 80. I just know he was really charged up about this quest.  Why do you need to know his age, Martha?

I’ve talked previously about having the choice to be older for longer or younger for longer as we move into and through the “third age” of life.  Older for longer is the conventional perspective, but I believe it is beginning to reverse.

Chris Crowley and Dr. Henry Lodge got on that theme twelve years ago with their highly-transformational book “Younger Next Year” (What? You haven’t read it yet? Oh my!) blazing a trail saying that the lifestyle decisions you make can lift you out of a number-related category, away from the “live short, die long” group and into the “live long, die short” category.

The book’s message is timeless.

Be a Perennial

Gina Pell is an award-winning creative director and tech entrepreneur.  In 2016, she coined the term “Perennials” to  “define the idea that people may be in their prime much longer, in ways that defy traditional expectation about age.”

Ms. Pell, age 49 at this writing, describes Perennials as people who are:

“- ever-blooming, relevant people of all ages who know what’s happening in the world, stay current with technology and have friends of all ages.  We get involved, stay curious, mentor others, and are passionate, compassionate, creative, confident, collaborative, global-minded risk takers.”

That kinda has younger-next-year and younger longer woven through it, don’t ya think?

Here’s a short video of Gina describing Perennials and how she came to coin the term:

How many in your similarly-aged circle of friends and family can you tag as a “perennial”?

Does it fit you?

Do you look at life as a time-line?  Are you “so 20th-century” that you look at your birth year as relevant?

But,how could you not, with our cultural bent toward putting people in categories?

One-hundred years ago we had two categories: child-adult.  Then demographers, statisticians, sociologists, marketers teamed up and we now have seven age-related categories:  newborn, infancy, childhood, adolescence, young adult, middle age, and old age.

But that wasn’t enough. We decided we better break down that last category even further.  So now we have four stages of old:

  1. 65–74 = young old
  2. 75–85 = middle old
  3. 85–95 = old old
  4. 95+ = frail old

Enough already!!!  It’s bad enough that I have bunches of other archaic, irrelevant cultural beliefs that I’m still trying to shed that now I need to be dragging around “middle old” at 77.

The Thief Called “65”

Look at that first category of “old” and where it starts.  Yep, that eight-decade old artificial finish line of 65 – the FDR-era irrelevant relic that we just can’t seem to shake.

Maybe we should listen up with Gina and forget the birth year.

Let’s ignore a youth-obsessed culture that says our societal irrelevancy begins in our mid-40’s.

Let’s stop getting wrapped around the axle and anxious about what others might think or say if we’re not retired at 65.

Let’s pay attention to models out there that get it. Like Fred Bartlit, 87-year old Colorado attorney I wrote about earlier who still maintains a robust legal practice, skis the back-bowls at Vail, is a gonzo-weight lifter, just wrote a book about how to avoid frailty, maintains a website providing resources that combat aging and refuses to acknowledge the number on his birth certificate.

Fred is one of many that we can emulate.

Let’s ignore the “OK, Boomer” fad and actively engage and listen to these youngsters with an open mind and an understanding that we need them as much as they need us.

 

Be the one that will set the example that your birth date is irrelevant.

Be that ever-blooming Perennial.

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Share your thoughts below with a comment – I appreciate your feedback.

Also, if you haven’t,  you can subscribe to this weekly article at www.makeagingwork.com.  I publish Monday of every week.  I’ll send over a free ebook with your subscription: “Achieve Your Full Life Potential: Five Easy Steps to Living Longer, Healthier, and With More Purpose.”

 

 

Are You On a Two-tank Journey With a One-tank Mindset?

Image by Hebi B. from Pixabay

Stan is a C-level executive in his late fifties.  He’s done well, thriving and progressing in the volatile, high-pressure world of healthcare. Also, like many at his level in this chaotically-evolving industry, his career was recently disrupted when he was laid off, despite a stellar performance record, following the merger of two health systems.

Rather than withdraw and lick his wounds, Stan wisely invested in a career-transition program that equipped him to re-enter the industry at a level very close to what he was when laid-off.  His successful re-entry happened in just under six months, about half the amount of time re-entry takes for most execs at his level.

I connected with Stan just as he was wrestling with which of two attractive offers to accept to continue to move his career forward – a situation I consider to be a “high-class problem”.

We fell into a brief conversation about “what’s next” for him after this next gig which led to an exchange about whether or not he had given much, or any, thought to his post-career life.

Not surprisingly, he hadn’t wandered very deep into that misty territory.  Right now, it’s still all about survival in an evolving, unpredictable industry and continuing to “accumulate” to prepare for whatever that final stage is supposed to look like.

As I probed with a few questions that work well to penetrate this veneer, I uncovered an angst about this looming life-phase that, understandably, gets easily shoved to the background when faced with having to cover a sizeable mortgage and college tuitions – and, most likely, a “bigger than a bread box” lifestyle.

Stan’s initial response was the typical “I guess we’ll figure it out when we get there”. But as the conversation progressed, he acknowledged that he has had recurring thoughts about what he wanted his life to count for and that it couldn’t simply be wrapped up solely in having been a successful healthcare exec.

When I remind folks like Stan that this post-career third-age could be nearly as long as their career phase, most will pick up on the significance of not entering into it casually and unplanned.

I asked him how he would handle going from 110 miles-an-hour to zero.  I sensed that the question turned on some new lights.

I left it there with Stan. He agreed that the two of us need to reconnect in the next few years to continue the conversation.

When I do reconnect with Stan, I’m going to remind him that he, like most, is operating under the model of a three-stage life (learn-earn-retire) that “taught us that this is a one-tank journey” where we may “find ourselves running on fumes as we realize it takes two tanks of fuel to propel us to a  fulfilling lifelong journey.”

I love the analogy, so I’m stealing it from Chip Conley and his book “Wisdom at Work”.

Yes, I understand – few of you reading this are, or were, at a C-level.  But that doesn’t change the argument that most of us need to be wary of this uncharted, unmapped territory.

You wouldn’t attempt to negotiate Chicago with a map of Des Moines. Yet we’ll enter the third-age on fumes with a one-tank mindset built around an 84-year old lifestyle model.

How many other 84-year old methods or tools do you still have operating in your life?

The more conversations I have with retirees – exec and otherwise – the more it becomes obvious that there is a price paid for winging it into retirement.  A big chunk of the price is the loss of the valuable early years of the third-age when energy is still high and the accumulated and transferable skills and experiences have not gone stale.

I’m told that, in Australia, the government has a program called “Long Service Leave” which mandates two months of additional vacation for every ten years of continuous service with an employer.  It sets up an opportunity for an extended break before transitioning into the retirement phase.

In the U.S. – well, I’m not holding my breath we will ever see anything similar.  Adult life here can “feel a bit like a run-on sentence that goes on too long without some punctuation” in the words of Chip Conley.

We are seeing more kids taking “gap years” after high school or college. But what about adults.

Again, I’ll share Conley’s perspective:

“But why should eighteen- or twenty-two-year-olds be the only ones entitled to some punctuation, when they’ve barely even begun writing the run-on sentence of adult life?  What about fully-baked adults who just need a little space to pause, to hit refresh, or to rewire? Luckily, as more and more people are liberating themselves from the three-stage model of life, the idea of a lengthy sabbatical in midlife is gaining currency”.

With that perspective, here’s some advice for any of us contemplating this fuzzy “what’s next”:

  • Plan your off-ramp while still employed. Anyone who fails to plan runs the risk of falling into an abyss.  Make it an off-ramp, not a cliff-jump
  • Partner with your partner. It’s critical to align expectations with the significant other.  Develop a shared plan that is endorsed by the family.
  • Avoid busyness and “calendar filling”. Many early retirees allow their calendar to get jammed up by saying “yes” to too many activities that turn into obligations that aren’t fulfilling or meaningful long-term.  “I’m busier now than when I was working” is a common proud refrain from new retirees – a comment that loses luster as they discover many of the activities are not advancing or adding to their sense of purpose.
  • Reacquaint yourself with yourself. Retirement shoves us into unfamiliar territory where previous skills, accomplishments, and titles don’t count so much.  Self-questioning and self-doubt are common at this stage.  It is a time where some “self re-assessment” is helpful, reflecting anew on your personality, strengths, temperament and things like the motivating drivers in your life.  This can be the well-spring from which a meaningful, purposeful third-age can emerge.

I’m in the pilot-phase of a course designed to address these, and other, pre- and early-retirement challenges.  It’s working title is “What’s Next? Developing A Post-career Roadmap: Transitioning To a Balanced Lifestyle of Labor, Leisure, and Learning”.

If you would like to know more about this offering, drop me an email to gary@makeagingwork.com for more details.